Cyan Financial Services Ltd offers expert UK mortgage and protection advice, delivering clear guidance and tailored solutions to help you make confident financial decisions.

Mortgage Services

Expert Mortgage Advice for Your Property Needs

Cyan Financial Services provides professional mortgage advice for a range of circumstances, including first-time buyers, homeowners, landlords, contractors and UK nationals living abroad. We offer clear, personalised guidance to help you understand your options and navigate the mortgage process with confidence.

Residential Mortgages

Whether you are purchasing a new home, moving to a different property or reviewing your current mortgage, we provide professional residential mortgage advice tailored to your circumstances and objectives. We help you understand your options and guide you through the mortgage process from initial enquiry to completion.

First-Time Buyer Mortgages

Buying your first home is an important financial decision. We help first-time buyers understand their mortgage options, affordability and deposit requirements, providing clear guidance throughout the application process and helping you move towards owning your first home with confidence.

Buy-to-Let Mortgages

Whether you are an experienced landlord or considering your first investment property, we can help you explore suitable Buy-to-Let mortgage options based on your circumstances, property and investment objectives. We also consider factors such as rental income requirements, deposit requirements and lender criteria.

Interest Only Mortgages

Interest-only mortgage options allow you to pay the interest on your mortgage each month while the capital remains outstanding. We provide guidance on eligibility, lender criteria and suitable repayment strategies to help you understand your options.

Contractor Mortgages

Contractors and professionals can have more complex income structures than traditional employees. We help contractors understand how their income may be assessed by lenders and explore mortgage options that take account of their individual circumstances, contract structure and earnings.

Expat Mortgages

Mortgage solutions for UK nationals living and working abroad. We provide guidance on your mortgage options, affordability and lender criteria, helping you navigate the requirements involved in applying for a UK mortgage while living overseas.

MORTGAGE & PROPERTY CALCULATORS

Explore Your Mortgage & Property Costs

Estimate Your Property Tax

Our Property Tax Calculator helps you understand the potential property transaction tax based on the property's location, value and intended use, giving you a clearer indication of the costs involved when planning your property purchase.

Overpayment Calculator

Explore how additional mortgage payments could affect your mortgage balance, interest costs and repayment term.

Repayment Calculator

Estimate your monthly mortgage repayments based on the mortgage amount, interest rate and mortgage term you enter.

Maximum Loan Calculator

Get an illustrative indication of potential borrowing based on the information you provide. Actual borrowing will depend on your circumstances and individual lender criteria.

Maximum BTL Loan Calculator

Estimate potential Buy-to-Let borrowing based on rental income and other relevant factors. Actual lending will depend on your circumstances and lender criteria.

BTL Rental Calculator

Estimate the rental income that may be required to support a Buy-to-Let mortgage based on the information entered.