Got Any Questions?
A mortgage adviser helps you understand your borrowing options, assess your affordability and identify mortgage solutions that may be suitable for your circumstances. At Cyan Financial Services, we provide personalised mortgage advice and support you throughout the mortgage application process, from your initial enquiry through to completion.
Yes. We provide specialist mortgage advice for first-time buyers, helping you understand how much you may be able to borrow, what deposit you may need and which mortgage options could suit your circumstances. We guide you through each stage of the process, making your first home purchase as straightforward as possible.
How much you can borrow depends on factors including your income, regular expenditure, existing commitments, credit history, deposit and the lender’s affordability assessment. At Cyan Financial Services, we look at your individual circumstances to help establish a realistic borrowing range and explore suitable mortgage options.
Potentially, yes. The deposit you need will depend on the mortgage product, lender and your personal circumstances. A smaller deposit may limit the number of available options, but there are mortgage solutions designed for buyers with different deposit levels. We can help you understand the options available to you.
Yes. Being self-employed does not automatically prevent you from obtaining a mortgage. Lenders can assess self-employed applicants using information such as accounts, tax calculations and other evidence of income. We can help you understand the requirements and identify mortgage options that may be suitable for your circumstances.
It is sensible to review your mortgage before your existing deal comes to an end. Starting the process early gives you time to compare suitable options and prepare for your next mortgage. Cyan Financial Services can review your circumstances and help you consider whether remortgaging could be appropriate.
Potentially, yes. Depending on your circumstances, property value, existing mortgage and lender criteria, remortgaging may allow you to release some of the equity in your property. We can discuss your objectives and help you understand the mortgage options available.
Yes. Cyan Financial Services provides mortgage advice for Buy-to-Let investors, including personal and limited company Buy-to-Let mortgages. We can help you understand the lending requirements and consider mortgage solutions based on your investment plans and circumstances.
Yes. Limited company Buy-to-Let mortgages are available through selected lenders, subject to their individual criteria. If you are considering purchasing or refinancing an investment property through a limited company, we can help you understand the mortgage options and requirements.
Yes. We can provide advice on suitable holiday let mortgage options, subject to lender criteria and the property and applicant meeting the relevant requirements. We can help you understand how holiday let mortgages differ from standard residential or Buy-to-Let mortgages.
Yes. Cyan Financial Services can provide mortgage advice for eligible Shared Ownership purchases. We can help you understand the mortgage requirements and consider suitable options for financing your share of the property.
The documents required depend on your circumstances and the lender. You may need to provide proof of identity and address, payslips, bank statements, evidence of your deposit, tax or business documents if self-employed, and details of your existing financial commitments. We will explain what information is required for your application.
Mortgage protection can help reduce the financial impact of unexpected events such as death, serious illness or loss of income. The type and level of protection you may need depends on your circumstances, financial commitments and personal priorities. Cyan Financial Services can discuss suitable protection options with you.
Our protection services include life insurance, critical illness cover, income protection, family income benefit, buildings and contents insurance and private medical insurance. We can help you understand the different types of cover and consider solutions appropriate to your circumstances.
Cyan Financial Services provides personalised mortgage and protection advice based on your individual circumstances and objectives. Whether you are a first-time buyer, moving home, remortgaging, investing in Buy-to-Let property or looking for mortgage protection, we aim to make the process clear, professional and straightforward.
Our Principal Adviser, Christina Mathew BSc CeMAP, has extensive experience in property development and estate management, alongside mortgage advisory experience. Cyan specialises in mortgage finance and mortgage protection advice.
